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Enthusiastic, Knowledgeable & Hardworking

An Atlanta native, Brandi enjoys the process of helping clients obtain loans in her hometown. Clients find her enthusiastic, knowledgeable and hardworking. With over 10 years of mortgage banking experience, she has many satisfied clients who continue to use her as a source of industry information and a referral for their friends and families. Brandi can tailor the right mortgage product to your needs.

 

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Brandi Baldwin
Senior Mortgage Banker
Fidelity Bank
3535 Piedmont Road
Bldg 14, Suite 1050
Atlanta, GA 30305
Office Phone: 404-553-2909
Cell Phone: 404-502-6213
Mortgage News Daily


Fed Hosts Neighborhood Stabilization Summit - 1 hour ago
Posted To: MND NewsWireCommunity organizers, state and federal government officials, and representatives from banking, research and educations institutions are currently meeting in Washington at a REO and Vacant Properties Summit sponsored by the Federal Reserve Bank. The two day conference is focused on examining the problems associated with vacant and abandoned property and to explore approaches to neighborhood stabilization. Governor Elizabeth Duke, Board of Governors of the Federal Reserve opened the summit on Wednesday. In her remarks she introduced the types of issues that are faced by communities with high rates of foreclosure and REO and highlighted some of the lessons learned in the last few years about neighborhood stabilization strategies. She pointed out that the impact of each foreclosure goes far beyond...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Pre-NFP Outlook Plus Loan Pricing Comparison - 2 hours ago
Posted To: MBS CommentaryWhat a rough morning! It appears my hard drive no longer wants to work. I tried to reach out for help, but no one answered. Then my gf called and reminded me that today is 9.02.10. This explains why Glenn is M.I.A, he's curled up on his couch watching re-runs of 90210! I think his favorite character is Dillon. Enjoy your day off Glenn! Oh well. I'm up and running again...... The day has not been so pleasant for originators either. Loan pricing is 2.9bps worse on average today. That doesn't sound too bad, but take a closer look. The largest rebate reductions were applied to the note rates closest to par. These are the rates most borrowers are hoping to be quoted. There is good news though, you can still lock in a rate below 4.25%! It's just gonna cost more at the closing table. The stock market...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Litany of Investor Bulletins: Mortgage Insurance, Appraisal Photos, Originator IDs, Incomplete GFEs, 203(b)'s, Reserve Requirements, No More ARMs - 3 hours ago
Posted To: Pipeline PressIt's good to know the jumbo market is alive and well! Alive and well for Tiger Woods who just got a residential construction loan for $54.5 million on Jupiter Island in Florida, which he agreed to pay back by January 2016. Of course, folks like pediatricians are having trouble finding an 80% loan for a few million, as are self-employed borrowers like architects, CPA's, or sail makers. But there is hope! (No, I don't know the lender or the terms) OK, here goes, in no particular order, the very recent investor changes (skip to the bottom if uninterested). As always, readers should examine the bulletins themselves, but this will give you a flavor for what is happening: Fannie Mae told servicers that it updated the allowable foreclosure time frames in the states of FL, MD, NV, and NY, is monitoring...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.